What It Covers
This is a general commercial liability policy. It is not accident insurance. This policy covers expenses related to a legal claim against your group due to your operations.
Coverage is $2,000,000 per occurrence, with an aggregate limit of $4,000,000 for the policy; directors and officers (D&O) insurance and terrorism coverage are not included.
There are additional coverages of
- $300,000 premises rented to you limit (any one premise)
- $5,000 medical expense limit (any one person)
How It Works
The insurance year runs May 1—April 30.
The premium is $650, $775, $900, or $1025 for full year coverage (including Affiliate membership dues), depending on how many events you are covering, or $75 per calendar day. Neither fee is refundable after your coverage begins. Please allow two weeks for processing your application. If you require a certificate sooner than that, please let us know. We will send you certificates of insurance as soon as we receive them from our insurance agent.