What it Covers
WHAT IT COVERS
This is a general commercial liability policy. It is not accident insurance. Liability insurance is for when you are sued, and negligence of some sort on the part of the group has to be proven.
Coverage is $2,000,000 per occurrence, with an aggregate limit of $4,000,000 for the policy; Directors and Officers (D&O) insurance and terrorism coverage are not included.
How it Works
HOW IT WORKS
The insurance year runs May 1, 2019 – April 30, 2020.
The premium is $450, $550, $650, or $750 for full year coverage, depending on how many events you are covering, or $65 per calendar day. Neither fee is refundable after your coverage begins.
Additional insureds are $30 each, regardless of when you add them. The purpose of "additional insured" is coverage for the hall or site and is not necessary unless the hall owner requests it, i.e., if they want the hall's name on the certificate of insurance. Some places insist on this; others don't.
Please allow at least three weeks for processing your application. Certificates of insurance will be forwarded as soon as we receive them from our insurance agent.
Apply for Insurance
HOW TO APPLY
2019-2020 Group Insurance, flat rate ($450–550-650-750/year) — apply online
2019-2020 Group Insurance, per event ($65/day) — apply online
2019-2020 Group Insurance, flat rate or per event — fillable PDF to fill out and mail (download PDF)
If you still need insurance for an event before May 1, 2019, please e-mail ben@cdss.org or call 413-203-5457 x106.
FAQs
QUESTIONS?
Have questions or need more information? Call Ben Williams at 413-203-5457 x106 or e-mail ben@cdss.org.
